UAE DIFC/ADGM - PIB Returns

Dubai Financial Services Authority Prudential Information Business Returns

DFSA License Status: Active
License F003456 | Category 3C | Next Renewal: January 15, 2026
Authorized Firm

Capital Surplus

$750K

250% of requirement

Client Money

$185M

segregated & protected

Compliance Rate

100%

45/45 requirements

Key Principals

4

DFSA approved

DFSA License Details

License Information

License Number:F003456
Category:
Category 3C
Issue Date:January 15, 2021
Next Renewal:January 15, 2026

Authorized Activities

Managing Assets
Advising on Financial Products
Arranging Deals in Investments

Endorsements

Retail Endorsement
Operate a Fund

Prudential Information Business (PIB) Returns

ReferenceReturn NameFrequencyLast FiledNext DueStatus
PIB-1
Statement of Financial PositionQuarterlyOctober 31, 2025January 31, 2026
Filed
PIB-2
Statement of Comprehensive IncomeQuarterlyOctober 31, 2025January 31, 2026
Filed
PIB-3
Capital Adequacy ReturnQuarterlyOctober 31, 2025January 31, 2026
Filed
PIB-4
Client Money ReturnQuarterlyOctober 31, 2025January 31, 2026
Filed
PIB-5
Liquid Assets ReturnQuarterlyOctober 31, 2025January 31, 2026
Filed
AUD
Annual Audited Financial StatementsAnnualMarch 31, 2025March 31, 2026
Filed
AML-R
AML/CTF Annual ReportAnnualDecember 31, 2024December 31, 2025
Pending

Capital Adequacy

Base Capital Requirement$500K
Expenditure-Based$425K
Risk-Based Capital$380K
Total Requirement$500K
Actual Capital$1250K
Surplus$750K

Client Money & Assets

Client Money$185.0M
Client Assets$2850.0M
Segregated Accounts3
Daily Reconciliation
Complete
Acknowledged Accounts
Yes
External AuditorKPMG Lower Gulf Limited

DFSA Approved Key Personnel

NameRoleDFSA Approval DateStatus
Mohammed Al-HashimiSenior Executive OfficerJanuary 2021
Active
Sarah WilliamsFinance & Operations OfficerMarch 2021
Active
David ChenCompliance OfficerJanuary 2021
Active
Emma ThompsonMoney Laundering Reporting OfficerFebruary 2021
Active

DFSA Regulatory Framework

Conduct of Business (COB) Module
Rules governing conduct with clients, client classification, conflicts of interest, and fair treatment principles for DIFC-based financial services.
Client Assets (CASS) Module
Requirements for holding and protecting client money and assets, including segregation, reconciliation, and acknowledgement letter obligations.
Anti-Money Laundering (AML) Module
AML/CTF requirements including customer due diligence, suspicious transaction reporting, and compliance with DFSA AML rules and UAE federal AML laws.
Prudential Returns (PIB) Module
Quarterly prudential reporting requirements covering capital adequacy, liquidity, financial position, and regulatory ratios for Category 3C firms.
Key Contacts
  • DFSA Supervision: Category 3C Team
  • Portal: DFSA Online Reporting System
  • Last DFSA Contact: June 2024
  • Next Review: Q2 2026
Upcoming Deadlines
  • Q4 2025 PIB Returns: January 31, 2026
  • Annual Audited Accounts: March 31, 2026
  • AML Annual Report: December 31, 2025
  • License Renewal: January 15, 2026